Business owners and real estate minded professionals have financial lives that are anything but simple. Income fluctuates, structures get complicated, leverage plays a bigger role, and every decision can impact cash flow, borrowing capacity, and long term wealth.

If you are looking for a financial advisor for business owners and real estate investors, you need someone who can connect all the moving parts, not someone offering one size fits all advice. The right advisor helps you build a comprehensive financial plan that reflects your business, your properties, your family, and your long term financial goals, so your decisions work together instead of pulling in different directions.

For many clients, investments are already spread across corporate accounts, personal portfolios, pensions, and other investment products. The challenge is turning this collection of assets into a clear financial strategy that supports both growth and protection.

Financial Advisor for Business Owners Real Estate Investors

A financial advisor for business owners and real estate investors needs to understand more than markets. They need to understand how business structures, mortgages, credit facilities, and corporate obligations fit into your financial life. Your current situation may involve operating companies, holding companies, joint ventures, and multiple lenders, each with its own terms, fees, and expectations.

Caleb works with clients whose lives look exactly like this. He helps them step back, look at the big picture, and create a plan that connects business decisions, real estate strategy, and personal goals. The focus is on clarity and confidence, not complexity for its own sake.

The Story Behind Caleb’s Passion

Real estate and entrepreneurship have always been part of Caleb’s world. He has walked construction sites, sat in negotiation rooms, and structured financing for everyone from first time business owners to seasoned real estate investors. That hands on exposure shaped his understanding of how business owners operate and where traditional advice often falls short.

What drives Caleb is simple: helping people who build things. He knows the risks they take, the pressures they face, and the opportunities they are trying to seize. Because he has been on both the lending side and the planning side, he speaks the language fluently and can translate complex requirements into clear next steps.

Investment Solutions

Caleb’s work sits at the intersection of lending and investing. He understands how the investment side and the banking side influence each other, and he helps clients choose investment solutions that respect both.

That can include:

• Building portfolios that balance risk tolerance with long term growth
• Coordinating corporate and personal investments so assets are held in the right place
• Reviewing existing mutual funds, additional investment products, and insurance strategies for fit and cost
• Considering tax implications when buying or selling properties or investments

Many clients arrive with accounts at banks, an investment dealer, or a mutual fund division, and may already have exposure to offerings from large firms, including those that are members of the Canadian Investor Protection Fund. Caleb helps them see how these holdings fit into an overall portfolio, and whether adjustments are needed to match their business and real estate strategy.

Wealth Management

For Caleb, wealth management is not just about picking investments. It is about bespoke wealth management that reflects your values, your family, and your long term objectives. Business owners and real estate investors often want to:

• Build wealth and protect it across generations
• Support family members without jeopardizing their own security
• Plan for retirement while still growing the business or portfolio
• Prepare for a future sale, succession, or transition

Caleb uses a structured process to turn those goals into a coordinated wealth management strategy. That includes attention to estate planning, risk management, and tax aware investing, so that your assets are managed with both growth and preservation in mind.

He understands that clients may have accounts with banks, online access through brokerage services, and relationships with firms such as IG Wealth Management or other IG sites. His role is to provide guidance that ties everything together into one integrated plan.

IG Advisor

Many business owners and investors already work with an IG advisor or a similar firm, or have explored IG Wealth Management Inc, its mutual fund division, or other IG sites through online access and marketing. Caleb respects those relationships and the proudly Canadian explore style platforms that attract many investors.

When clients come to him with existing IG Wealth Management products or other investment products, he helps them:

• Understand how those funds fit into their broader portfolio
• Compare fees, structures, and risk to their current needs
• Decide whether to keep, adjust, or complement those holdings as part of a new strategy

His focus is not on replacing everything that came before, but on ensuring that what you own today supports where you want to go tomorrow.

Multi Disciplinary Team

Caleb believes that complex financial lives require a multi disciplinary team. He regularly collaborates with accountants, lawyers, appraisers, insurance professionals, and internal portfolio managers to create strategies that are coordinated rather than fragmented.

This team based approach helps clients manage:

• Tax planning around corporate structures and property sales
• Legal considerations tied to holding companies, family members, and employees
• Insurance planning for key people, liability, and estate needs
• Investment management that matches both personal and corporate goals

By working as part of a broader professional team, Caleb helps ensure that your financial planning, lending, and investing decisions work together under one cohesive strategy.

Business Owners

Business owners and real estate investors face challenges that standard models often overlook. Caleb understands common pain points such as:

• Complex income, layered ownership, and retained earnings
• Financing strategy for the next project while protecting existing assets
• Balancing growth with risk so that one deal does not threaten everything you have built
• Feeling misunderstood by lenders or receiving generic answers that do not fit your circumstances

Because he has worked as a commercial banker, an advisor, and a lending strategist, he has seen these challenges from every angle. That experience allows him to offer guidance rooted in how decisions actually play out with banks, markets, and counterparties.

Outside the Office

Community involvement and mentorship are important parts of Caleb’s life. He serves as President of the Shibelith Group of Companies, is a Trustee of the Kiwanis Music Festival, and teaches finance as a Professor at Nipissing University and Canadore College.

At home, Caleb is a proud husband and father who enjoys cooking as a Red Seal Chef and playing piano. His ability to balance professionalism, creativity, and family is a reflection of the well rounded perspective he brings to his clients.

Is Caleb the right fit for you

If you are a business owner, professional, or real estate focused investor looking for an advisor who understands complex income, strategic leverage, and long term planning, Caleb may be an excellent fit.

He brings the experience of a commercial banker, the depth of a financial planner, and the practical mindset of someone who knows what it takes to build lasting wealth. Whenever you are ready, he is here to help you structure your next move, and your long term future, with clarity and confidence.